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No Money to Cultivate Immortality?

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Status: OnGoing
Chapters: 376
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Synopsis

Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a Mana Loan with 29.9 % karmic interest. Spirit-root transplants come with payment plans, breathing techniques are locked behind paywalls, and your first meridian won’t open unless you swipe a “QiCard.” That’s the brutal marketplace Zhang Yu wakes up to after his soul is shoved into the body of a penniless high-schooler—one already drowning in soul-devouring debt. With only thirty days before the collectors start carving repayments from his flesh, Zhang Yu must monetize every heartbeat just to stay alive. He livestreams back-alley ­sparring matches, peddles black-market talismans between classes, and negotiates mid-fight sponsorship deals to afford tomorrow’s cultivation pills. Yet the higher he claws—from broke freshman to headline-making “High-School Saint”—the more he uncovers the engines grinding his classmates into golden dust: predatory fintech sects, exam-hall death matches, and an influencer economy that feeds on shattered dreams. If you’ve ever felt the squeeze of tuition bills or the rush of a last-second power-up, Zhang Yu’s frantic hustle through monetized immortality will feel all too hilariously—and terrifyingly—familiar. *** Original description: Elder: “Do you seek revenge?” Young Man: “I've been repeatedly humiliated by powerful cultivators, treated as trash by my Master. How could I not want revenge?” The Elder patted the Young Man's head and sighed, “Good child, I shall impart cultivation to you." The Young Man gasped, “Senior! How can this be?” The Elder extended his hand: “Give me your phone.” The Young Man watched the changes on his phone, shocked: “Senior! Where did this hundred years of cultivation come from?” The Elder smiled faintly: “Good child, this is your reserve cultivation from the Heavenly Court. You can draw upon it instantly whenever needed, so you'll never be insulted again.” The Young Man frowned: “Isn't this... a Mana Loan? I'm afraid” Elder: “The Heavenly Court is a major platform. New users borrowing 100 years of cultivation get 30 days interest-free, and the daily interest is as low as half a day's cultivation—less than a full cycle of your meditation!” ... Zhang Yu snorted coldly and closed the advertisement above.

Chapter Directory

376 Chapters
Chapters 1 - 100
Chapter 1: The Interview Chapter 2: The Beginning Chapter 3: The Beginning Chapter 4: School Chapter 5: School Chapter 6: Physical Education Chapter 7: Physical Education Chapter 8: Inviting a Deity Chapter 9: Inviting a Deity Chapter 10: The Feathered Tome Chapter 11: Freedom Chapter 12: The Gap Between People Chapter 13: A Teacher’s Concern Chapter 14: Work Chapter 15: Fierce Competition and Level 3 Body Refinement Chapter 16: The Zhou Tian Qi-Gathering Technique Chapter 17: Advancing with Vigor Chapter 18: The Mana Competition Chapter 19: Preparations and a New Job Chapter 20: Central Tower Chapter 21: Patrol Chapter 22: Scores and Secrets Chapter 23: Celestial Martial Diagram Chapter 24: Fear and the Dao Heart Chapter 25: Enlightenment Chapter 26: Celestial Martial Heart-Forging Chapter 27: The Contract Chapter 28: The Talk Chapter 29: Spirit Root Chapter 30: Qi Sea Chapter 31: Registration for the Law Tournament and the Monthly Exams Chapter 32: Last-Minute Prep Chapter 33: Dao Techniques and Combat Chapter 34: Practical Combat Exam Chapter 35: Clash of Palm Force and the Dao Heart Exam Chapter 36: The Spiritual Realm Chapter 37: Mana and P.E. Chapter 38: The PE Exam and Wang Hai’s Strategy Chapter 39: Scores Released, Study God Revealed Chapter 40: Choices and Cultivation Methods Chapter 41: Class-A Contract Chapter 42: The Heavenly Net Chapter 43: Level-10 Zhou Tian Qi-Gathering Technique Chapter 44: Heart Technique Chapter 45: The Joyful Heart Technique and Law Tournament Cram Class Chapter 46: Schemes and the Start of the Law Tournament Chapter 47: Law Tournament Lineup Chapter 48: The Alliance and the First Trial of the Law Tournament Chapter 49: Flying Sword Chapter 50: Purple Cloud Pharmaceuticals Chapter 51: Purple Cloud Pharmaceuticals Chapter 52: The Mountain Chapter 53: Struggle Chapter 54: Struggle Chapter 55: Top Ten! Chapter 56: Top Ten! Chapter 57: Limitless Cloud Hands Chapter 58: Upgrades and Adjustments Chapter 59: Undercurrents Stirring Chapter 60: The Monthly Exam Ends, Storm Approaches Chapter 61: Celestial Martial Heart-Forging Chapter 62: Zhang Yu's Decision Chapter 63: Divine Assistant Examination Chapter 64: Passing the Assessment, Heading to Songyang Chapter 65: Upperclassmen Chapter 66: Aura of Authority Chapter 67: Strongest Freshman Chapter 68: The Feathered Tome Chapter 69: Worship Chapter 70: Annihilation, Friend Chapter 71: Change Chapter 72: Martial Arts Cram School Chapter 73: Draining the Last Cent Chapter 74: The Competition Begins Chapter 75: The Gap and the Score Chapter 76: Group Division Chapter 77: Hidden Spirit Root Chapter 78: Concealed Spirit Root Chapter 79: Suppression Chapter 80: The Quarterfinals Chapter 81: Blood-Drenched Battle Chapter 82: Storm and Fury Chapter 83: Broke, Final Four Fight Chapter 84: Back-Dragon, Mountain-Toppling Grip Chapter 85: The Final Two Chapter 86: The Most Powerful Move Chapter 87: Champion Chapter 88: Song Hailong Wants Me as His Coach Chapter 89: Cultivation Techniques and Development Chapter 90: Competition Slot Chapter 91: Level 10, Side Hustle Chapter 92: Side Hustle and Social Media Chapter 93: Transplantation Chapter 94: Competition and Sponsorship Chapter 95: Filming, Disciplining He Dayou Chapter 96: Negotiating With the Evil God Chapter 97: The Dark Tutoring Underground Chapter 98: The Dark Side of Kunxu Chapter 99: Quick-Mastery Martial Arts Chapter 100: The Dark Studies Gang and the Trial Lesson
Chapters 101 - 200
Chapter 101: Lessons From an Elite High School Chapter 102: Zhang Yu’s Secret Chapter 103: Zhang Yu's Temptation Chapter 104: Preparation, Dropping the Class Chapter 105: What Just Crawled In? Chapter 106: Borrowing Ah-Zhen’s Spirit Root Chapter 107: Yuzi, I’ve Decided Not to Rent! Chapter 108: Zhang Yu, Level 4.95 Chapter 109: Body Strength Rankings Chapter 110: Agility Chapter 111: Here to Borrow Money Like a Bro? Chapter 112: A Battle of Speed Chapter 113: Challenging Yu Xinghan Chapter 114: Victory and Defeat Chapter 115: Pre-Match Breakthrough, Sky Pillar Chapter 116: Brewing Chapter 117: Holding Up the Sky Chapter 118: The Strongest Power! Chapter 119: A Peerless Genius Chapter 120: Spokesperson Chapter 121: Schedule Overflow Chapter 122: Sorry, Ah-Zhen (Still Owe 5 Tickets on the Monthly Vote Loan) Chapter 123: The Foundation License Chapter 124: The Evil God Reveals Hidden Truths Chapter 125: The Great Sun Qi Sea Chapter 126: Techniques, Housing, Le Mulan Chapter 127: Pants in Tatters (Monthly Loan Payment 6) Chapter 128: Yuzi, You Smell So Good Chapter 129: Great Sun Breathing, Housing Secured Chapter 130: Battle at White Dragon Chapter 131: Whetstone, Mountain-Crushing Palm Chapter 132: Level 10 Great Sun, The Pain of Being Broke Chapter 133: New Medicine Channel, Xianyun Endorsement Chapter 134: Seeking Connections, Image Design Chapter 135: Level 10 Sacrificial Ox, Undercurrents Stirring Chapter 136: Le Bai's Rotation, Rapid Progress Chapter 137: The Struggle to Breathe Chapter 138: Breeding Facility Chapter 139: End of the College Exam, and the Departure (Breeding Loan Repayment 8) Chapter 140: Farewell to Zhang Pianpian, Registration Begins Chapter 141: Exam Reform, Foundation Test Chapter 142: Peak High School Power Chapter 143: Give Him Ten of Them Chapter 144: The Price of Giving Up Chapter 145: Zhang Yu, Valuation??? Chapter 146: Do It, Yuzi! Fully Unleash Our Immortal Path Potential! Chapter 147: Gradually Becoming the Inside Mole Chapter 148: Zhang Yu's Rapid Advancement Chapter 149: The Real Combat Techniques Chapter 150: Humiliating Lan Ling Chapter 151: Battle Against Zhou Chechen Chapter 152: Zhang Yu’s Network Chapter 153: Ah-Zhen, Why Is Your Belly Getting Bigger? Chapter 154: The First Evolution of the Zhen Spirit Root Chapter 155: Cultivation in the Spiritual Realm, The Poor Alliance Appears Chapter 156: Ah-Zhen Opens a Factory, Zhang Yu Gets a Job Chapter 157: True Ox, True Sacrifice, True Heart Technique Chapter 158: Zhang Yu Initiates the Ritual Chapter 159: Taking the First Round of the Foundation Establishment Exam Chapter 160: The Mysterious Zhang Yu Chapter 161: Summoned by the Clown Position Chapter 162: The Strongest High Schooler Chapter 163: The Unfathomable Zhang Yu Chapter 164: Gluttony Chapter 165: Zhang Yu’s Digestive Prowess! Chapter 166: Settling the Score with Yu Xinghan Chapter 167: The Final Round, Martial Arts Exam Chapter 168: Zhang Yu's Agony Chapter 169: I’ve Mastered It Chapter 170: Endless Spring and Autumn Meditation Chapter 171: Passing the Exam Chapter 172: Second-Round Selection, Ye Lingxiao's Fighting Spirit Chapter 173: Zhang Yu's Production Tool Chapter 174: The Seed Deal Chapter 175: Zhang Yu Earns Money the Hard Way Chapter 176: Awakening Yu Xinghan's Potential Chapter 177: The Hunt Begins Chapter 178: A Million-Dollar Temptation Chapter 179: Zhang Yu’s Thunderstrike Chapter 180: Ambush on the Six Cultivators Chapter 181: Successfully Hunting the Evil God Chapter 182 Chapter 183: Evil God Ascension, Inspectorate Attention Chapter 184: Zhang Yu Is Questioned Chapter 185: True Potential, Ritual Possession Chapter 186: School’s Power Tyrant, Level 10 Spring and Autumn Chapter 187: The Songyang Elites, Zhang Yu’s Threat Chapter 188: Layers of Shackles Chapter 189: Zhang Yu’s Time Chapter 190: Lurking Claws, Waiting for the Right Moment Chapter 191: High School Saint Body Chapter 192: High School Saint Body Complete, Exam Leave Request Chapter 193: The Second Round of the Foundation Establishment Exam Begins Chapter 194: Good Students Should Take Their Medicine Chapter 195: The Three Divine Medications Chapter 196: Two Pills at Once Chapter 197: High School Saint Body? No—It’s the Qi Refinement Saint Body! Chapter 198: Exam Suspended? Chapter 199: Medicine First, Then the Blackwater Pillars Chapter 200: Mutual Destruction
Chapters 201 - 300
Chapter 201: Zhang Yu’s Best Cultivation Conditions Chapter 202: The Most Perfect High Schooler’s Body Chapter 203: Second Round of the Foundation Establishment Exam Ends Chapter 204: Zhang Yu’s Strategy and the Hidden Truth of the Righteous Gods Chapter 205: God of Wealth Comes First, University Degrees Second Chapter 206: An’an’s Plea, Zhang Yu’s Plan Chapter 207: Zhang Yu Ambushed Chapter 208: Thunderclap Sigil, Military-Grade Arms Chapter 209: Questioning Zhang Yu, Righteous Gods Clear the Field Chapter 210: Sealing Off the Wanxing Group Chapter 211: Zhang Yu in the Mediation Room Chapter 212: Zhang Yu's Hefty Gains Chapter 213: Hidden Dangers, Dark Tutoring Chapter 214: The Most Lucrative Niche in the Dark Tutoring Scene Chapter 215: Zhang Yu’s Sudden Breakthrough and the Premium Trial Class Chapter 216: Useless Trash Who Didn’t Even Go to College Chapter 217: That’s the Feeling Chapter 218: Blowing Up the Cemetery Chapter 219: Martial Saint Embryo Achieved, Exams Approaching Chapter 220: Chaos in Songyang Chapter 221: Martial Saint Embryo Reaches Minor Completion, Departure for the Exam Chapter 222: A Foundation Exam Packed with Spectators? Chapter 223: Divine Spirit Root Chapter 224: Power Output of the Divine Spirit Root Chapter 225: Battle Against Ye Lingxiao Chapter 226: Victory or Defeat Chapter 227: Training-Level Law Husk Chapter 228: The Burden of the Law Husk Chapter 229: Victory Lies in the Third Trial Chapter 230: The Third Physical Trial Chapter 231: The Outcome Is Decided Chapter 232: Beyond Sound Chapter 233: Zhang Yu’s Final Showdown with Ye Lingxiao Chapter 234: Foundation License, At Last Chapter 235: Rewards Received, Undercurrents Stirring Chapter 236: Congratulations to Zhang Yu and Bai Zhenzhen for Passing the Foundation License Exam Chapter 237: Fame Shakes Songyang Chapter 238: Zhang Yu’s Foundation Domain Chapter 239: Hehuan Chapter 240: Professional Intel Chapter 241: Director Wang Is a Good Man Chapter 242: The Beginning of a Major Upheaval Chapter 243: Wealthy Zhang Yu Chapter 244: Zhang Yu’s Outdated Thinking Chapter 245: Life of Wealth, Martial Saint Embryo Chapter 246: Learning to Adapt, Sectual Strife Chapter 247: Endure Chapter 248: Pushed Past the Breaking Point Chapter 249: Pre-Military Grade Chapter 250: Come Forth, My Backup Potential! Help Me Establish My Foundation! Chapter 251: Acquiring the Heavenly Spiritual Root Chapter 252: Zhang Yu Reaches Foundation Establishment Chapter 253: The Gap Between Qi Refinement and Foundation Establishment Chapter 254: Total Annihilation Chapter 255: Peerless Overlord Fist Chapter 256: Showdown With Director Wang Chapter 257: Pre-Battle Power-Up Chapter 258: Solo Showdown Against Wang Yin Chapter 259: Spark Guidance, Battle in the Nine Heavens Chapter 260: The Defeat of Wang Yin Chapter 261: The Zhang Yu Effect Chapter 262: Is the Sacrificial Oxheart Technique the Censored Version? Chapter 263: The Complete Sacrificial Oxheart Technique Chapter 264: Oasis Spoils and Reward Selection Chapter 265: Chronoshade Demon Eyes Chapter 266: Help from Xinghuo Zhenren Chapter 267: Zhang Yu's Spirit Vein Access Pass Chapter 268: The Zhou Family’s Evil God, The Final Sprint Before the Exam Chapter 269: Zhang Yu’s Rare Treasure, Sister Reaches Out Chapter 270: Fleeting Moments of Bliss Chapter 271: Yuzi and I Are the Best in the World Chapter 272: Journey to the Second Floor of Kunxu Chapter 273: Fu Ji Levels Up, Clears Floor Two Chapter 274: Bai Zhenzhen: I’ll Provide for You Chapter 275: The Agreement with Bai Zhenzhen Chapter 276: Reunion With Zhang Pianpian Chapter 277: Foundation Class Chapter 278: University Rankings Chapter 279: Terrible Talent, Backed by Connections Chapter 280: University Saint Body—Who Dares Cross Me? Chapter 281: University Courses Chapter 282: Foundation Establishment Instruction Chapter 283: Is Civil Engineering Really That Promising? Chapter 284: The Feathered Tome Awakens Chapter 285: The Dao Seed Codex Chapter 286: Ultimate – University Saint Body (1010) Chapter 287: Sister’s Dao Seed Chapter 288: Earth-Wood Saint Body, Ranking Rises Again Chapter 289: Like New, 99% Condition Chapter 290: Le Mulan's Mission Chapter 291: I Want to Join the Pleasure and Harmony Study Group Chapter 292: Botched Exam Performance, Construction Site Offer Chapter 293: Underground Mana Deal Chapter 294: Helping Le Mulan, First Day on the Job Site Chapter 295: The Construction Site Chapter 296: Earn Spirit Coins, Spend Spirit Coins Chapter 297: A Warm Current of Friendship Chapter 298: Get In—The Doors Are Almost Welded Shut Chapter 299: The Spirit Coins I Spent Stayed With Me in Another Form Chapter 300: Elementary Earth-Wood Saint Body (66)
Chapters 301 - 376
Chapter 301: Auto-Pickup Left On, Wild Ingredients Devoured Chapter 302: Model Worker Zhang Yu Chapter 303: Zhang Yu Battles Ying Xin Chapter 304: The Body Forged on the Construction Site Chapter 305: The University Wars Chapter 306: Bai Zhenzhen’s Flying Sword Chapter 307: Remote Construction Site Chapter 308: Mountain-Moving Might and Silken Sword Chapter 309: Mortality Rate and Disease Rate Chapter 310: Zhang Yu Sneaks a Bite Chapter 311: Senior-Level Earth-Wood Saint Body (88) Chapter 312: Zhang Yu, You’re Scaring Me Chapter 313: The Ultimate Earth-Wood Saint Body Chapter 314: Final Exams Chapter 315: Zhang Yu vs. Gongshu Jin Chapter 316: Let the Prodigies Duel Chapter 317: Ranking Update Chapter 318: Rankings Teach Us to Respect One Another Chapter 319: Immortal-Class Techniques Chapter 320: War and Peace Chapter 321: Luxury Dorm and Destiny Chapter 322: Watch Me Crush You This Semester Chapter 323: Zhang Yu’s Appetite Chapter 324: Project Selection Chapter 325: Graveyard Blind Boxes Chapter 326: Dao Heart and Inner Demons Chapter 327: Toying with Zhang Yu Chapter 328: Wang Yin’s Dao Heart Shatters Chapter 329: Everyone Misses Director Wang Chapter 330: Hot-Blooded Civil Engineering Chapter 331: Secret Weapon, Frost Abyss Technique Chapter 332: Bai Zhenzhen Practices Swordsmanship, Zhang Yu Defrosts Chapter 333: Discovery of a Farming Hideout Chapter 334: Public-Spirited Citizens Chapter 335: Spoils and Distribution Chapter 336: The Supreme Talisman Chapter 337: The Competition Team Chapter 338: First Meeting at the Club Chapter 339: Superior—Mana Pulse Flowing Stream (88) Chapter 340: Heartforge Pavilion Chapter 341: The Journey to Spirit-Flesh Fusion Chapter 342: Ah-Zhen Arrives, Finals Approach, and the Mentor Dilemma Chapter 343: Zhang Yu's Construction Crew Chapter 344: The Black Technique Chapter 345: The Second Heart Technique, The Exam Begins Chapter 346: Final Exam of the First Academic Year Chapter 347: Furious Hauling Chapter 348: The Unstoppable Tide, The True Path of Civil Engineering Chapter 349: This Boy Possesses the Earth-Wood Saint Body Chapter 350: Zhang Yu Takes First Place Chapter 351: The Seven Absolutes of Civil Engineering and the Law Husk of the Seven Absolutes Chapter 352: Zhang Yu’s Two Teachers Chapter 353: Zhang Yu’s Secret Chapter 354: Competition Decided, Supreme Purity Sigil Chapter 355: Sibling Bonds Chapter 356: The Hall of Supreme Purity Chapter 357: Bai Zhenzhen Evaluates Le Mulan’s Damage Chapter 358: Fourfold Focus, Director Gao’s Instruction Chapter 359: Leaving the Team and Joining a New One Chapter 360: Ghost Kidney, Ten Thousand Coins Chapter 361: Sky-Flipping Seal, Artifact Refinement Class Chapter 363: Zhang Yu’s Vulnerable Period Chapter 364: Block His Path to Immortality, and You Block Mine Chapter 365: Zhang Yu and Bai Zhenzhen Reunite Chapter 366: Bai Zhenzhen’s Dao Seed Chapter 367: Feelings Cost Money Chapter 368: The Idolized Bai Zhenzhen Chapter 369: Coin Speculation Chapter 370: I’ve Heard Wen Wuya Isn’t Stingy Chapter 371: The Secrets of the Greenlotus Sword Embryo Chapter 372: Farewell, the Civil Engineering Tournament Begins Chapter 373: Martial Saint Body Chapter 374: Seven Absolutes Shift, Competition Heats Up Chapter 375: Zhang Yu, the Desperate Genius Chapter 376: Throw Zhang Yu In Chapter 377: Another Level-20 Technique?

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