"But don't worry," she said, rambling on, though her meaning was clear. "As long as the terms aren't too bad, President Qiu will definitely show some consideration. He won't need Little Eyes to give him pointers; anyone who has worked their way up to his position is no fool…"

In fact, Han Lie really didn't need her reminder. As long as there was a friendly and serious first meeting, the great persuader could cripple President Qiu.

It's over 30 billion in business we're talking about! Think I'm playing games?

Zhongtou Insurance Company would know they had to come knocking, exhaust all efforts, and vie for the favor of the God of Wealth, Han Lie.

Of course, those penny-pinching business negotiations took a long time, and there were some areas that weren't easy to manage, which is why Han Lie had pre-arranged with Magic Capital Guarantee.

But this company... how exactly should one describe it?

It was like a child born with everything, living in the ever-dynamic financial hub of Magic Capital, expected to grow into a towering tree—an expectation shared by everyone, including the company itself.

And the result? It ended up growing into a sprout...

Anyway, Han Lie heard about Magic Capital Guarantee around 2018. A colleague was sent to a top-tier business KTV for some lavish entertainment connected to a modest deal, and in the end, it didn't even come through. The problem didn't even originate from their side—it was just ridiculous.

Back then, the yearly profits of the guarantee company had already dwindled to the ten million level, not even high tens of millions, lingering at the bottom of the industry.

It was a case of starting at the summit and then falling, falling, falling...

And this was precisely why Han Lie had his sights on them—some matters weren't good to bring up, but they were easy to handle.

HEH HEH!

「In the afternoon, everyone went their separate ways.」

Before 1 o'clock, Tang Xintian showed up.

While Han Lie kept an eye on the stock market, he helped her organize various documents for the SPD Bank project.

Let's not go into specifics; it was just a rather traditional off-balance-sheet operation, wrapped in a layer of the latest skin. Magic United was to pick up the banner and lead the charge, ironing out all the details, then hand it over to the other party for internal self-regulation.

There was no risk involved; Magic United bore no responsibility, and they were just dealing with trivial matters.

So naturally, there was no chance of a high-profit margin either. Han Lie did a rough calculation and felt that 0.3% commission would be quite generous considering his contribution.

Uh, a portion of it was even Tang Xintian's tuition fee...

Thus, Big Brother Lie could only put on his best demeanor. "Sister Da Tang, I've already contacted President Qiu of Magic Capital Guarantee. I've invited him and his direct superior to dinner tonight. Let's go together."

Tang Xintian paused for a moment, then her expression turned peculiar.

"Magic Capital Guarantee? His direct superior... a leader from International Group? Do you know, International Group is also the largest shareholder of our SPD Bank? Who exactly did you arrange to meet today?"

"The Chief Financial Officer of the Group."

Han Lie smiled easily. "Director Tang, what's the matter? Feeling nervous meeting the representative of a major shareholder?"

Tang Xintian immediately furrowed her brows, looking anxious.

"Guan Wei? He's known for being unsympathetic and stern. How did you find him? Didn't you inquire beforehand?"

Good lord!

She really was nervous...

But the fact that she could instantly name the individual upon hearing the position showed that Tang Xintian had an exceptional understanding of the upper echelons.

This itself was proof of her high personal status.

Most people normally wouldn't pay much attention to the top brass of a group company, let alone the so-called major shareholder from afar. International Group couldn't really interfere with SPD Bank's internal operations or personnel development; it was more like a backdrop.

Yet Tang Xintian could recall such details effortlessly...

It could only be because her familial circumstances had always elevated her horizons above that level, which was why she knew so much.

Come on, follow Brother Lie's chant: Sister Da Tang is awesome!

Actually, Han Lie had only recently figured out how to distinguish between the nouveau riche, fraudsters, and true second-generation rich—just listen to whom they usually talk about.

Someone engaged in large-scale business has three basic spheres of connections: industry associations, various federations of industry and commerce, hometown associations, alumni groups, and similar platforms.

If they know only a limited number of people from within their industry and nobody else, that's a clear sign of the nouveau riche, like future crypto-millionaires or so-called major internet celebrities.

Some internet celebs are worth billions but don't know a single city-level official; when they expand their business, they can only open a nightclub or sell some consumer goods. Some crypto tycoons have hundreds of millions in cash but can only ask around when thinking of changing industries, then hesitantly invest in some financial products or high-value agreements. These are classic examples.

So Young Brother Yang's strategy of deep-rooting in his hometown and focusing on helping farmers is very astute.

The hallmark of scammers is spouting off about unverifiable important figures. These figures are meant to impress you upon hearing about them, with their business connections and abilities supposedly far beyond your level. Yet, the specific problems these scammers face always seem to need *your* help to solve...

So how do you tell a scammer apart?

When there is a clear disconnect between what they say and what they do, you should get on your guard immediately.

They strut about their fortune in Myawaddy, yet instead of enjoying life, they spend lots of time and energy getting you to join them in business—why? Are you long-lost father and son? Or is your expertise really so crucial that it could decide their future?

Your *kidneys*, on the other hand, might decide their bonus...

As for the children of the elite, the clearest characteristic is that they seldom bring up names. But when they do, it's always spot-on. It makes you understand and also has a practical effect.

Just like now, Tang Xintian obviously wanted to persuade Han Lie to choose a different public relations target.

Well, to be honest, that really is a very reliable suggestion.

If it were not for the solid relationship with Old Zhang, Han Lie would definitely consider other options after hearing Tang Xintian's advice. In one sentence, she could save Han Lie a lot of time, energy, and money.

That's the significance of levels and social circles.

However, looking at everything that happened today, Han Lie was also about to form his own circle, and it was not a low-level one.

Tang Xintian's concern was well-intentioned, but she clearly underestimated Han Lie.

With a twinkle in his eye, Han Lie decided to play a little joke on her.

****

Source: Webnovel.com, updated by lotustale.com